Offering Quality Retirement Planning Service in the Greater Houston Metro Area
Sugar Land, TX
Many individuals look forward to retirement but aren’t necessarily prepared for it. In order to make the most of your future, it’s important to get retirement and financial planning service. By doing so, you can ensure you’ll have the finances to live comfortably for years to come. Pyxis Insurance Agency will help you obtain tax free retirement income and plan for your future. We aim to provide reliable retirement planning service to the Greater Houston Metro Area, providing clients with personalized assistance and results tailored to their unique needs.
At Pyxis Insurance Agency, we specialize in tax free retirement income by utilizing a life insurance product called Indexed Universal Life (IUL). We understand how beneficial it would be for many individuals to have extra income and will provide you with solutions where you won’t have to worry about paying extra taxes.
We care deeply about our clients and aim to provide them with reliable service and knowledgeable advice. Whether you have reached retirement age, or would simply like to plan ahead, we’re available to assist you.
Prepare for Your Retirement
Pyxis Insurance Agency is here to help you prepare for your retirement. We have extensive knowledge in utilizing a life insurance product that can be set up for tax free retirement and financial planning and as such, are prepared to provide you with advice and guidance. If you’re in the Greater Houston Metro Area, consider giving us a call.
Why get retirement planning service?
As you grow older, you’ll likely start considering retirement. Many individuals who may not think extensively about retirement planning and assume that their savings will carry them throughout the remainder of their life. However, this isn’t always the case. Without a solid source of income, you may find yourself running low on money. Retirement planning can be used to provide you with financial security and give you peace of mind. By having a solid plan, you can ensure that you don’t have to struggle with income during your twilight years.
What should you think about when planning for retirement?
When making a plan for retirement, you’ll want to take several different factors into account:
- What kind of lifestyle would you like to live? Are you planning to live an active lifestyle at home? Move into a retirement community? Move in with family members? Whatever life you imagine having after retirement, you need to make sure you have the finances to do so.
- What kind of expenses will follow you after retirement? It’s an inevitability that you’ll still end up with some sort of expense, even after leaving the work force. You’ll need to make sure you have the finances set aside to pay for healthcare, living expenses and more.
- What needs might you have as you age? You might be healthy in the present, but as you grow older, you could find yourself facing more health problems. You’ll want to take any potential issues into account to making sure you have the money to cover them.
How can a retirement planning expert help you?
There’s a lot to think about when it comes to retirement and financial planning. Determining the right approach can be difficult and putting it into action even more so. A retirement and financial planning expert can be invaluable. That’s because they can:
- Help you clarify your financial goals.
- Provide you with advice on various extra income strategies by using an Indexed Universal Life product.
- Help you organize your finances.
- Provide guidance so that you can avoid making costly mistakes.
- Create a budget to help you make sure that your finances last.
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How can you get tax free income for your retirement?
Many individuals would benefit from continuing to receive income after their retirement. Social Security can provide some income, but the amount you receive may not be enough to cover all of your bills. A secondary income source is beneficial, since the idea of continuing to work after retiring isn’t appealing to many individuals.
Indexed Universal Life Insurance is a type of policy that offers flexible premium payments, the opportunity to increase cash value, and protection from market risk. These policies benefit from market gains tax-free, without the risk of loss during a market downturn. The tax treatment of an Indexed Universal Life Insurance policy is similar to a Roth account but without income limitations and annual contribution maximums. Policyholders can withdraw from taxable sources until they are about to reach a higher tax bracket, and then use tax-exempt distributions from their IUL’s cash value to supplement their remaining needs.
Retirement Planning Service Tailored to Your Needs
At Pyxis Insurance Agency, it is our goal to provide clients with solutions that are customized to meet their individual needs. We are passionate about helping others and aim to ensure that each client receives the peace of mind that they deserve.
- Retirement Plans Tailored to Your Needs: Every individual is unique and as such each one will need a plan that’s made to fit. Pyxis Insurance Agency can help you create a retirement plan that will allow you to meet your future financial goals.
- Assistance with Fixed Annuities and Tax Free Retirement Income: Pyxis Insurance Agency has extensive experience with fixed annuities and tax free retirement income, and so can assist you with both.
- Personalized Service and Attention: We will take the time to personally listen to each client and provide them with solid financial planning advice.
Pyxis Insurance Agency aims to provide you with the assistance you need to feel financially secure.
Planning for your retirement is an incredibly important task. In order to make sure you can live out your twilight years peacefully, you need to make sure you’re financially secure. An experienced professional can assist you in this process. At Pyxis Insurance Agency, we aim to provide Greater Houston Metro residents with reliable retirement planning service. Please contact us in order to schedule your or in person consultation. We’d be happy to discuss our services with you.
We serve clients throughout the Greater Houston Metro Area, including Houston, The Woodlands, Sugar Land, Katy, Pasadena, Pearland, League City, Baytown, Conroe, and Galveston along with Wharton County.
Free copies of Patrick Kelly’s book available.